About Credit Saison India
Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.
Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings.
Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.
Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact.
Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.
Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.
Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.
About the Role:
The candidate will support the integration of Credit Saison India’s ESG & impact
management framework in line with the company’s lending strategy as well as rapidly evolving regulations and sector standards. The candidate will work with various teams at Credit Saison India to ensure the continuous implementation of the ESG & Impact framework, processes, policies and tools through the company’s lending operations, assess the eligibility of prospects, identify ESG risks and mitigation measures.
What You Will Do (Key Responsibility Areas (KRAs))
• Contribute towards the implementation of Credit Saison India’s Impact & ESG
management framework, processes, policies and tools, in close coordination with the
Impact & ESG and Business teams, while ensuring compliance with applicable
regulatory frameworks and sector standards.
• Participate in the assessment of ESG risks within the portfolio, contributing to the
collection and analysis of relevant data.
• Support the accurate and thorough Impact and ESG risks assessment of Credit Saison
India’s portfolio and help facilitate the integration of Impact & ESG processes and tools
across business teams, providing support during training sessions.
• Assist in managing and tracking Credit Saison India’s Impact and ESG performance
of portfolio across verticals, by sourcing data from investees, addressing
underperforming companies and report accordingly.
• Contribute to the development of reporting/communication materials on portfolio
impact, ESG risk/performance, and case studies for both internal and external
stakeholders.
• Contribute to the deployment of impact-related initiatives and projects, in collaboration
with SI’ and Credit Saison’s relevant teams.
What You Will Bring (Skills & Qualifications)
• A degree in finance, sustainability, environmental science, or a related field is
preferred.
• 3 years of relevant professional experience in the lending/financial services sector,
including fintech, responsible/impact finance, microfinance, SME finance, of which a
minimum of 1 year in ESG risks/impact management, preferably in private debt.
(including IFC Performance Standards, the Operating Principles for Impact
Management, and the GIIN IRIS+ metrics)
• Demonstrated experience in collecting and analyzing ESG/Impact metrics or
performing ESG due diligences/risk assessments for financial institutions.
• Desire to implement Impact and ESG frameworks within a dynamic, fast-paced
environment, with the ability to independently manage and prioritize various
deliverables for diverse internal and external stakeholders within a high-performing
team.
• Desire to work within a multicultural environment.